PERSONAL UMBRELLA

It’s impossible to predict whether you might lose a lawsuit resulting from a car accident or an accident on your property. Nor is it possible to predict the amount that might be awarded to the winning party, an amount that you would be responsible for paying. To protect yourself against the possibility of devastating financial loss from these unforeseen events, you may want to purchase an umbrella.

(702) 541-0882 Call for an Umbrella Quote Today!

You don’t have to be wealthy to need an umbrella policy – even if you don’t have any assets, your wages can be garnished.

An umbrella policy picks up where your auto and homeowners insurance policies leave off. 

What is Umbrella Insurance?  Umbrella insurance is also called “excess” insurance because its coverage is triggered when protection provided by an auto, home, or other underlying policy is exhausted (runs out).

Life is unpredictable, and as much as you plan, there’s always something around the bend that never crossed your worried mind. If the unexpected occurs, do you have enough liability limits to protect your and your family’s assets the way you want? If you were found liable for an accident, would your current liability limits cover the judgment against you, or could your assets be at risk? You’ll have additional liability limits over and above those provided by your underlying policies. Your assets, as well as your future earnings, are covered.

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