BUSINESS INSURANCE

Why do you need Business liability

You might face legal action from customer injuries, data breaches, product defects wrongful termination, and more. Liability insurance can help you protect your business.
 Does your business have enough liability coverage for injuries to customers, auto accidents and lawsuits?
 Do you know whether the coverages of a business owner policy are enough to protect your assets from garnishment?
 Do you need umbrella insurance?
Small businesses are especially vulnerable to crimes like fraud, hacking, and forgery.

Workers Compensation

A Nevada coverage that is mandatory if you have employees. Workers’ Compensation provides Assistance for employees if an employee injury or illness occurs on the job. We have a plan that can keep more money in your pocket throughout the year and prevent large audits.

Coverage A covers medical costs of an employee’s injury 

Coverage B covers Loss of Consortium where the policy limits are paid out Loss of consortium is a term used in a law of torts that refers to the deprivation of the benefits of a family relationship due to injuries. Medical costs, loss of an injured spouse’s services and loss of society.

Coverage C covers All States coverage.

Property or Buildings

Coverage for risks related to your business’s building, property, inventory, or rental income. Commercial property includes office buildings, medical centers, hotels, malls, retail stores, multifamily housing buildings, farm land, warehouses, and garages. Protect your small business with our affordable, customized insurance. Get a quote today!

Commercial Auto

Coverage for vehicles you own, lease, or rent for business use. Commercial vehicle insurance is needed to cover the cars, trucks, and vans used in conducting your business. Large fleets, as well as small businesses, should be properly covered by a commercial auto insurance policy.

Commercial vehicle insurance is a policy of physical damage and liability coverages for amounts, situations, and usage not covered by a personal auto insurance policy. This type of business insurance covers many types of commercial vehicles—from automobiles used for business purposes, including company cars, to a wide variety of commercial trucks and vehicles. Ask us for a commercial auto quote and we will give you multiple quotes from a lot of companies – not just one.

Work vans, box trucks, food trucks, and service utility trucks are just a few examples of larger commercial vehicles which will require a commercial auto insurance policy, including coverage for employees operating the vehicle and possibly the equipment inside.

Umbrella

Additional liability coverage that supplements an underlying liability or workers’ compensation policy. To see more information go to Umbrella Coverage

Business life insurance

Do you have a key employee or partner that would take 4 people to replace? Would your business just stop if something happened to this key employee? Help protect your business from the loss of a key employee with life insurance. Business Owner’s Insurance or Commercial Insurance is a term for a very large field of insurance, with many different policies, coverages, and options to fit you and your business. From a single-person business with one office or an entire franchise with 500 employees, we can make sure that your business is secure.

Bonds

A Bond guarantees the performance of a contract or other obligation. Bonds are three-party instruments by which one party guarantees or promises a second party the successful performance of a third party. Common types of bonds are license and permit, notary, bid, court and probate, fidelity, fiduciary, sales tax permit, executor, dishonesty, etc.

(702) 541-0882 Call For Business Insurance.

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